Inspired by celluloid fantasies, Janie, a telephone operator in a small midwestern town, decides to marry a rich man. Consequently, when Janie's boyfriend Tom, an ambitious automobile salesman, pleads with her to marry him, Janie half-heartedly consents. That night, Janie dreams of a married life with Tom dictated by auto sales, business promotions and babies. At work the next day, Janie connects a long-distance phone call between Dick Hamilton, the son of the town's wealthiest family, and his New York girl friend, Brenda Whitney, Jr. Janie's exchange with Dick renews her hopes of marrying a millionaire, and while walking home from work that day, she wishes on a star to marry Dick. Consequently, when a man driving an expensive car pulls up alongside the curb, Janie assumes that her wish has been answered and climbs into the car. After taking her home, the driver asks her for a date. When he arrives that night, however, Janie discovers that her date is not Dick but Harry, a romantic garage mechanic. After a night spent bowling and talking, Harry proclaims that he thinks he is in love with Janie and proposes. Upon hearing bells when they kiss, Janie accepts his proposal but warns Harry that she has a date with Tom the following evening. That night, Janie dreams of living in a shack with an amorous but unemployed Harry. The next evening, Harry visits Tom's automobile agency, and Tom, always eager to make a sale, cancels his date with Janie to take Harry, who he thinks is a prospective customer, on a test drive. Harry directs a surprised Tom to Janie's house to pick up his girl friend and then instructs him to drive to Inspiration Point, where Tom orders them out of the car. After Tom drives off, Dick roars up in his car, and Harry asks him to drive them back to town. That night, Janie dreams of being the "toast of the town" as Dick's wife. At work the next morning, Janie disconnects a call between Dick and Brenda, thus inciting a fight between the couple when each thinks the other hung up. Janie then wangles a date with Dick, who invites her to Chicago. After a night of drinking and dancing, a tipsy Janie tricks Dick into proposing. Arriving home at dawn, they find Harry and Tom camped out on Janie's doorstep, and she announces that she is engaged to all three. Proclaiming that she will announce her bridegroom at breakfast, Janie goes to bed and dreams she marries all of them at once. At breakfast, Janie announces to her family and assembled fiancés that she will marry Dick. The couple plan to elope immediately until Harry kisses Janie farewell, and hearing bells again, she drives off with him on his scooter.