At an elegant restaurant in London, England, Americans Jonathan “Jake” Bartholomew and Tina Leslie Oates regale their dining companions with stories of their European travels. Jake pays the bill, but the waiter discretely informs him that his credit card has been declined. Exasperated, he writes a check. The next morning, Jake and Tina enjoy room service in their luxury hotel suite, and Jake sulks over the fact that the bank wants him to repay his debts. With all his money tied up in a cocoa shipment in Sierra Leone, Africa, Jake ponders his options. He sets a small statue on the table and asks Tina how much it is worth, but she insists she will not part with “her little Henry Moore.” Meanwhile, Mr. Mercer, the hotel manager, responds to a discrimination complaint, and agrees to hire Jenny Finn, a young deaf-mute woman. Later, Jake and Tina ask an art evaluator to appraise the Henry Moore statue. Jake feels that the $32,000 valuation is too low. On the way back to the hotel, Tina suggests that if the statue was stolen from their room, they could cash in on the insurance money. When Jake remarks that such an act would be illegal, Tina laughs and nibbles his ear. At dinner that night, Jake and Tina run into Lawrence “Larry” Oates, Tina’s estranged husband. Jake wonders why the man is so dismissive of him, and Tina feigns surprise. Elsewhere, Jenny Finn returns home from her first day as a hotel housekeeper, oblivious to her brother Steve’s loud music. Tina meets her girl friend, Joan, the next day, and confides that Jake is broke. Concerned that he might try to sell her prized possession, she asks Joan to keep the statue. When Jenny enters Jake and Tina’s room with fresh towels, she sees the couple making love, and retreats to the hallway until they leave for dinner. The following morning, Tina notices the statue is missing from her nightstand, and confronts Jake, but he assumes she is following through on her plan to file an insurance claim. He plays along, “lamenting” the statue’s disappearance before calling hotel management. Mr. Mercer assigns his assistant, Victor Swayle, to investigate. Later, Jake and Tina accuse each other of hiding the statue, while elsewhere in London, Jenny Finn admires her new possession. Mr. Mercer calls the maid into his office the next day, and informs Jenny that they will be searching her apartment. Meanwhile, Jake and Tina are questioned by Mr. Slaughter, the claims investigator, who delays processing the claim. At Jenny’s modest flat, Victor Swayle searches for the statue, but does not find it. Without Jenny’s knowledge, Steve Finn tries to sell the figurine to unscrupulous shopkeeper Frankie Sedgwick. When Frankie shows no interest, Steve tosses the bronze object into the trash. Jake pays a visit to Tina’s friend, Joan, to determine if she has the statue. He makes a pass at her, and she accepts his advances. After they have sex, Jake looks through her drawers and cupboards for the precious object, but his search is fruitless. Meanwhile, Tina asks her estranged husband, Larry, for money, but he refuses the request. Jake and Tina reconvene at the hotel suite, where, Tina passes out after drinking too much. Sometime later, Frankie sees a newspaper advertisement offering a reward for information about the Henry Moore statue. Recalling the object Steve showed him, Frankie contacts the insurance company. At the hotel, Jake and Tina despair about their lack of funds, and Jake realizes that Tina had nothing to do with the statue’s disappearance. Jenny is distraught that her statute has gone missing, and Steve innocently leads her to the trash heap where he abandoned the object. Spotting the bronze sculpture, she falls to her knees with relief. When they return home, however, Jenny finds a note from Frankie Sedgwick asking Steve to bring “the ornament” back to the shop, and she angrily stuffs the message in her pocket. Later that day, Jake notices the Henry Moore statue has returned to their hotel nightstand. He rushes to Joan’s apartment to tell Tina. Returning from work, Jenny finds her brother bound and gagged in their apartment. Frankie steps out of the shadows and demands she hand over the statue. When Jake and Tina return to their suite, the figure has, again, gone missing. They profess their love for each other and accept the fact that they are destitute. Jenny’s employer, Mr. Mercer visits her, but she cannot communicate, and Steve is uncooperative. Deciding not to press charges, he lets them know that Frankie returned the statue to the insurance company. Sometime later, Jake and Tina put the statue up for auction, and with the money from its sale, they vacation on the Italian island of Sardinia.